About Sierra Financial Group

Sierra Financial Group was built on the foundation of Sierra Car Loans, expanding its offerings to deliver finance solutions across a broader range of asset classes and business needs. With a combined 40 years of industry experience, our team has the knowledge, lender relationships, and practical expertise to structure the right solution, whether it’s a straightforward consumer loan or a complex commercial transaction.

We’re not a call centre. You deal directly with experienced brokers who know the industry from the inside, and who other brokers and referral partners trust when a deal needs to get done.

Meet The Team

Nick Ivers

Head of Business & Asset Finance

With nearly 20 years in finance, Nick has held senior roles at two of Australia’s largest brokerages, building deep expertise across the full spectrum of asset finance, commercial lending, and complex credit structuring. Having worked across both front-end origination and aggregation operations, Nick brings a level of industry insight that is rare in the market.

His reputation has been earned deal by deal. Accountants, financial planners, and fellow brokers consistently turn to Nick when a transaction is complex, time-sensitive, or requires someone who truly understands credit policy and lender appetite. He doesn’t just place loans, he structures solutions, navigating the nuances of each deal with the kind of precision that comes from two decades at the coalface.

From straightforward business asset purchases through to multi-faceted commercial transactions, Nick’s approach is practical, compliance-aware, and always focused on the outcome that moves his clients forward.


Business Finance


Asset Finance


Commercial Lending


Credit Structuring


Lender Relationships


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Meet Cale Sammons

Cale Sammons

Founder & Head of Consumer Finance

Cale’s career in car finance started from the ground up. Trained directly by one of Australia’s major automotive financiers, he then moved into the dealership environment before transitioning to broking. That path gave him a perspective that most brokers simply don’t have, understanding the finance product from the lender’s side, the sales process from the dealer’s floor, and ultimately the client’s experience from the broker’s chair.

With over 20 years in the industry and senior roles across some of Australia’s most recognised brokerages, Cale founded Sierra Car Loans to deliver a better experience for everyday Australians seeking vehicle finance. Transparent, no-nonsense, and outcome-driven from the first call to settlement.

The expansion into Sierra Financial Group reflects his commitment to giving clients access to a broader range of finance solutions under one trusted brand. Cale continues to lead the consumer finance division personally, with the kind of hands-on service that larger institutions simply can’t match.


Consumer Finance


Car Finance


Lender Policy


Credit Assessment


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Business, Asset & Consumer Finance Expertise.

Sierra Financial Group is an independent finance brokerage delivering tailored solutions across business lending, asset finance, and consumer loans. With over 40 years of combined industry experience and the support of advanced technology, we help clients access finance options that genuinely suit their personal or commercial needs.

Our process is designed to be simple, transparent, and efficient. Using modern digital tools and AI-supported lender matching, we assess policies and eligibility quickly, allowing you to secure finance with confidence. We pride ourselves on reliable guidance, competitive rates, and flexible structures tailored to your circumstances.

Our Mission

Making finance simple and accessible through smart, informed decisions.

Our mission is to empower clients with clear, well-informed financial choices. By combining two decades of industry experience with modern digital tools, we make it easier to understand your options and choose the solution that’s right for you. Whether you need a car loan, green loan, personal finance or commercial funding, business assets, we’re committed to delivering tailored guidance and exceptional service at every step.

Our Values.

At Sierra Financial Group, we empower clients by making finance simple, transparent, and accessible. We stay committed to integrity, clarity, and always putting our clients first.

We use modern technology and smart comparison tools to deliver personalised finance solutions built on trust, reliability, and genuine care. Your journey matters to us, and we’re dedicated to providing clear guidance, timely communication, and ongoing support. Helping you move forward with confidence.

Customer first

Put clients first, focus on their needs.

Passion

Passionate and motivated about work.

Integrity

Honest, follows truth and trust.

Excellence

Pursue excellence, strive for the best.

What Our Clients Say.

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Stuart Sharp profile picture
Stuart Sharp
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Experience was seamless, quick responses and everything went forward without a hitch. I would recommend if you a looking for no nonsense support to get quick finance. We had a pre - approval in a day to allow us to start making offers on caravans privately. Once we had an offer accepted, Nick took over and completed the deal
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Mike Staton profile picture
Mike Staton
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Just had my car loan through Sierra Car Loans, Cale was amazing, we got approval in two day's. Cale was very professional, talked us through the process with exactly what documents we needed. Gave us an honest % rate,not these 5% or less the others state just to get you in. And way under the dealership %. I can't recommend Cale more highly, it was really nice to deal with an honest broker, that wasn't pushing us at any stage. Do yourself a favour and book your next car finance with Cale at Sierra Car Loans you won't be disappointed. Thanks Cale for a great experience 👍.
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Clayton Canning profile picture
Clayton Canning
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Nick was absolutely brilliant AGAIN! knows his stuff and has made the process an absolute breeze for me any time ive needed finance. I Wouldn't use anybody else 👌
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Nick Searles profile picture
Nick Searles
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Cale and the Sierra Car Loans team delivered an exceptional service from the second I first contacted them. Fast and effective communication, great finance rates and no BS to deal with along the way. A true breath of fresh air when it comes to sourcing car finance. Cannot recommend them highly enough. Thanks Cale
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Blake Limbert profile picture
Blake Limbert
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This company are legends if you get Cale from the first day he helps you with everything and is very happy to help with any questions you have and is more then happy to help can't thank Carl enough for his help
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Parry Saini profile picture
Parry Saini
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Great experience working with Nick for my commercial vehicle loan. He was professional, helpful and made the whole finance process smooth and easy. Communication was excellent throughout. Really appreciate his great service and would highly recommend him. Thanks, Nick!
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Paul Easson profile picture
Paul Easson
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I spoke to Cale, and I found him friendly, straight forward and very easy to deal with. I would definitely recommend these guys to anyone looking for car finance.
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Joe-Gee Mendoza profile picture
Joe-Gee Mendoza
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Cale was very personable and professional. The overall process from start to finish was easy and stress free. I highly recommend using Cale and Sierra Car Loans as he will give you various options while using his expertise and experience to help you make the right choice without pressure. It was a pleasure dealing with Cale and would definitely use him again.
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Loose Kent profile picture
Loose Kent
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Cale provides a concise and down to earth professional service, highly recommend.
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Neil Vei profile picture
Neil Vei
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For anybody looking for vehicle finance, I cannot recommend Cale at Sierra Finance enough. Our purchase was for a caravan and he worked through what we needed, documentation and sorted out any issues or questions. Cale was very responsive and prompt and made financing very easy with various financiers and finance options to consider.If you’re looking for someone that will step through the process with you and make it really easy, I recommend giving Cale a call at Sierra Finance and see what he can help you with.
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